Wide-format flat-design illustration of a Seller's Discretionary Earnings Statement on a desk with rows of unreadable financial line items, supporting tax returns, bank statements, and receipts stacked beside it, plus a calculator and pen, in a warm peach-orange and dark navy palette.

How to Build a Seller’s Discretionary Earnings (SDE) Statement That Holds Up Under Due Diligence

Your SDE statement is the most important financial document in your business sale. Not your tax return. Not your profit and loss statement. Not your balance sheet. Your SDE statement. It is the document that tells buyers, their lenders, and their advisors what your business actually earns — stripped of tax strategy, personal expenses, and […]

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